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Vikas Tarachandani1 article

Co-Founder

Co-Founder at Sure. Financial Services Growth Leader with proven track record of driving profitability in retail banking, credit underwriting models & risk management solutions.

Retail BankingCredit UnderwritingRisk ManagementFinancial Services Growth

Articles by Vikas Tarachandani(1)

Illustration explaining how Indian banks decide home loan interest rates using repo rate, MCLR and risk profile
Home Loan Guide

How Banks Decide Your Home Loan Interest Rate (India Guide)

Your home loan interest rate follows a clear formula. Understand how banks decide rates in India using repo, MCLR, spreads and your risk profile and see how to use that knowledge to save money.

home loan interest ratehow banks decide loan ratesrepo linked lending rate
VVikas Tarachandani
9 min