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Satyam Vishwakarma3 articles

Building Sure | Growth, Engagement & Customer Experience

Part of Sure's founding team, focused on making home loan decisions simpler through data-driven insights and seamless digital experiences. Works on improving customer journeys, driving engagement, and helping borrowers take control of their finances.

Growth StrategyCustomer EngagementCustomer Journey OptimizationProduct StrategyData AnalyticsBusiness OperationsProcess AutomationLender Partnerships

Articles by Satyam Vishwakarma(3)

Illustration explaining home loan reset frequency and the choice between reducing EMI or reducing tenure
EMI Optimization

Home Loan Reset Frequency: What Changes After a Reset

Your floating rate doesn't change the day RBI moves. It changes on your reset date — and what happens next is partly your decision.

reset frequencyhome loanfloating interest rate
SSatyam Vishwakarma
6 min
Diagram showing how FOIR and credit score affect home loan eligibility for two borrowers with the same income
Home Loan Guide

How Existing Loans and Credit Reports Affect Home Loans

Your existing debts and credit report quietly decide how much you can borrow and at what rate. Here's exactly what lenders measure — and how to read it yourself.

home loan eligibilityFOIRcredit report
SSatyam Vishwakarma
10 min
Illustration showing two borrowers with the same CIBIL score of 790 receiving different home loan interest rates
Home Loan Guide

Why CIBIL Score Alone Doesn't Decide Your Home Loan Rate

Your CIBIL score gets you through the door, but your home loan rate is decided by much more — your down payment, income type, and loan size all play a bigger role.

CIBIL scorehome loan interest ratehome loan spread
SSatyam Vishwakarma
8 min